Compensation You Can Pursue in a Personal Injury Case
Whether you sustained a minor or life-threatening injury, you likely suffered various losses. You can seek compensation to cover your past and future losses in an insurance claim. The amount of coverage on the at-fault party’s policy will depend on the type of accident that caused your injury.
For example, all motorists must purchase car insurance with minimum liability limits of $30,000 for bodily injury and $25,000 for property damage. If you were in a car accident and the other driver carries liability coverage, you could file a claim with their insurance company to pursue a settlement up to the limits listed on their policy.
In some situations, a business owner might have general liability insurance to compensate visitors for the losses they suffered in a slip and fall or from a dog bite. You could potentially satisfy your total losses with the coverage listed on their policy after filing a claim.
Examples of the losses you might be entitled to in a personal injury claim are:
- Past and future medical bills
- Mental anguish
- Loss of household services
- Property damage
- Physical impairment or disfigurement
- Pain and suffering
- Lost wages
- Lost earning capacity
Our personal injury attorneys can review the losses you suffered to determine the maximum compensation you deserve. We can calculate the monetary value of your case and negotiate with the insurance company for a settlement we believe is fair.
The amount of money you receive will depend on various factors, such as the severity of your injury and the total expenses you incurred. The insurance company could choose to deny your claim or refuse to settle for a number that adequately compensates you for your losses. If that happens, we can file a lawsuit and take your case to court.
